Many clients would like to generate a reliable stream of income from their investments, but deciding on an achievable amount and the frequency and in the most tax efficient way can be a tricky decision.

Our advisers can make sense of what you need, set realistic goals and recommend the most appropriate funds and products to match your requirements.

For example, investment bonds provide a tax deferred income of up to 5% per annum, sheltering the higher rate of tax within the fund, and distribution funds ensures that you only draw the interest on your investment without eroding your capital. We have a number of high income funds from Sterling investment accounts, which may be suitable to your needs.

This is a bespoke area and our advisers can help strike the balance between realistic income and protecting your capital with the right tax breaks.

Contact one of our advisers to find out more.